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Received a 1099 after my BK

Posted on: 13th Apr, 2010 05:35 pm
Hello I had an investment property. Filed BK 2008 I received a 1099 a from the bank for 2009. I believe I don't have to pay taxes on this. The 1099 says Yes on box 5. I don't understand. Can you help? I want to do my taxes on line Tax Act online.
Hi rogerdana,

Debts discharged through bankruptcy are not subject to any taxes. If the mortgage on the investment property was discharged through bankruptcy, you do not have to pay any tax on the discharged debt amount.
Posted on: 22nd Apr, 2010 11:15 pm
So what do I do with my taxes because I received a 1099 from the bank?
Posted on: 23rd Apr, 2010 11:28 am
To Roger,

You need to fill out Form 982 to exclude this discharged debt from your income. After filling out the Form, attach it with your Federal income tax return and send it to the IRS.
Posted on: 23rd Apr, 2010 11:34 pm
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