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tax credit

Posted on: 11th Sep, 2009 06:22 am
I read that the tax credit is "refundable." What does that mean?
can you give us some context please? where did you read this?
Posted on: 11th Sep, 2009 07:02 am
pettybob1

you can claim excess tax deduction. same is true about wrong evaluation of taxes
Posted on: 11th Sep, 2009 11:22 am
is it just me?
Posted on: 11th Sep, 2009 11:47 am
pretty

If you read that Tax credit needs to be paid back, that was true. But the new tax credit rule does not reuiqre you to pay back that money
Posted on: 11th Sep, 2009 06:02 pm
this is from the IRS website. there is, actually, an occasion on which the tax credit must be paid back:

"Generally, there is no requirement to pay back the credit for a principal residence purchased in 2009. The obligation to repay the credit on a home purchased in 2009 arises only if the home ceases to be your principal residence within 36 months from the date of purchase. The full amount of the credit received becomes due on the return for the year the home ceased being your principal residence."

take care, first time homebuyers, to be certain you plan to remain in your new home for at least 3 years.
Posted on: 14th Sep, 2009 06:28 am
Thanks for brining clarity to the post George
Posted on: 14th Sep, 2009 06:34 pm
thanks to all
Posted on: 15th Sep, 2009 12:34 am
So any property that you live in for at least 3 years has the interest on the motgage as tax deductible?

wow, talk about an incentive to buy rather than rent. doesn't this cost the country a fortune in lost tax revenue?
Posted on: 04th Oct, 2009 12:54 pm
propertyinfo

The discussion is abotu $8000 taxcredit for first timehoembuyer

If you purchase a home before november 30th 2009, you will get $8000 tax credit and it will be spread over three years of yoru tax return

But you shoudl not have owned the house in the last three years before the purchase date

About your section questions, isnt it goign to cost a lotof money for the goverment, then the answer is yes, it will and it is


All this money is comign fromthe tax payers and we as country are goign in to lot of debt
Posted on: 04th Oct, 2009 01:00 pm
hi pettybob,

the tax credit is refundable means that the home buyer credit can be claimed even if the taxpayer has little or no federal income tax liability to offset. this involves the government sending the taxpayer a check for a portion or even all of the amount of the refundable tax credit
Posted on: 05th Oct, 2009 05:19 am
Thats correct. Even if you are not laible to pay taxes, you get that money
Posted on: 09th Oct, 2009 05:46 pm
the purpose of this is presumably to stimulate the property market? I have mixed feelings about such artifical stimulation measures, but I guess in desperate times you have to be willing to think outside the box.
Posted on: 21st Oct, 2009 03:59 pm
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