Posted on: 14th Feb, 2008 03:40 pm
How do you manage your household budget? do you write it down or do you use an online or computerized program for budgeting? I am curious to know what works for everybody, please comment?
i use the budgeting too that I've downloaded from here.
My little black bill book. It is kind of like those folders the docs walk around with. Inside I file all my bills as they come in and have a budget figured out for three months in advance. Each two weeks a set of bills gets paid for that period (filed depending on due date) . If the paychecks are over the amount I estimated and my emergency funds are in good shape then some lucky creditor (usually the highest one) gets the advantages of getting extra on their payment.
LOL, there you go fireyone, every little bit that you can pay them a head is good. Lucky you that you can afford to this from time to time, always good to pay a head when you can.
It isn't often that I can get extrs money to do this but I definately do it when I can. I have had more than my fair share of twist and turns in the road so I always try to be at least a little prepared.
Well you take every opportunity you can, I see you here and on the other forums getting the information you need to improve your situation, just keep plugging away, you will be there someday. hang in there fireyone.
Hanging in there as much as I can. Started abck to work. I am having trouble with some of it but keep it to myself. Sometimes I feel like no one believes or understands me. Cleaning plant trays requires using the fingertips and I have trouble with using my hand for little fine things. On top of that I can't do the heavy lifting cause my hand gives out. Got a headache...think this is going to be a long year.