Debt-Investment Amortization Calculator

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Loan Term and Type

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Refinance Rates for Today

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Save and earn by investing in your debt

You can figure out the annual rate of return obtained by investing extra money into the debt and paying it off early. You will also get an amortization schedule displaying your monthly payments (including principal and interest) until the loan balance reduces to zero.

Calculator

Principal Balance Owed ($)

Interest Rate (% per annum)

Current Monthly Payment Amount ($)

Extra Amount to add to the Current Payment ($)

Should I invest my extra money, or use it to pay off debts?

Current Payoff Term (Months)

Revised Payoff Term (Months)

Time Saved (Months)

Current Interest Cost ($)

Revised Interest Cost ($)

Total Interest Savings (Return on investment)

Guaranteed Annual Rate of Return

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