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what does this mean to me if I foreclose in CA

Posted on: 09th Feb, 2009 09:49 pm
Limits debt relief to $250,000 for taxpayers who file as married/RDP filing jointly,

my loan is 80/20 total 399k all purchase money

what will i owe the state or fed in 2009
welcome rmminor.

this implies that you are likely to qualify for mortgage tax relief worth $250,000 of your loan. by the way, why do you want to foreclose? are you in default already? or is it ththa you're anticipating you won't be able to affrod the payments? you can have a talk with the lender's loss mitigation department. the guys there may work out with you for an alternative option to help you pay off the mortgage. they may suggest a loan modification or simply an alternative repayment plan.

know about the loss mitigation options before you choose one for you.

thanks.
Posted on: 09th Feb, 2009 10:40 pm
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