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can i declare bankrupcy and keep my home

Posted on: 20th Sep, 2010 08:22 pm
in california, can i declare bankrupcy if i was awarded the home in the divorce with my ex-husband's name still on the loan? Would I be able to keep my home?
welcome mura,

if you're filing chapter 7 bankruptcy, then you can reaffirm the mortgage and pay the dues on time and save the property. this will help you in keeping the home.
Posted on: 20th Sep, 2010 10:08 pm
Hi mura5,

Welcome to mortgage fit

You have one more option that is chapter 13 BK.In chapter 13 you get a pay-plan according to your current financial situation so that you will be comfortable paying the mortgage payment.
So with chapter 13 you can keep your property from day 1.
for more information on chapter 13 BK you can visit the following link.

http://www.mortgagefit.com/bankruptcy/chapter13.html

Feel free to ask any further query if you have........

DIPA
Posted on: 21st Sep, 2010 04:43 am
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