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Recourse for loan modification scam?

Posted on: 12th Feb, 2009 02:26 pm
I am in OH. A company in CA took $2995, said they could modify my mortgage. After company told me to skip mortgage payments we cancelled contract and requested our money back. Company then tried to cash checks AFTER the certified letter was sent cancelling contract. It has been 4.5 months and still no money refunded. We filed a complaint with Los Angeles BBB but company never responded. Can anyone help us?
Just one place to look before hiring...
dub dub dub dre dot ca dot gov/cons_drs dot asp
- Paul
Posted on: 26th May, 2009 09:58 pm
Hi Paul,

I believe you are referring to this site :- http://www.dre.ca.gov/cons_drs.asp

I have checked this site and it is very good and informative. It provides all the information regarding the persons and entities who have been served with Refrain orders or Accusations for modification and foreclosure rescue activities. I believe this will help a lot of people in checking the credibility of these entities offering modification or foreclosure rescue services.

Thanks,

Jerry
Posted on: 27th May, 2009 06:34 am
Yes, I tried to post the link, but there's a feature here that blocks such links. Thus, I sounded it out and tricked the autobot computer.
- Paul
Posted on: 29th May, 2009 09:17 am
I highly recommend Pre Paid Legal. I am in a similar situation with a company from Ohio and i am in WA. Mine gets a bit more complicated because I told the manager at my bank not to pay out any more money to these people and the bank still made two more payments of $1020.00 each.

As it stands right now, PPL is going after the bank for me to try and get back that money and also coaching me and writing letters to go after the company that ripped me off to begin with.

All of this is costing me a whopping $26.95 per month, so that is my recommendation. Even if they don't do the exact thing that you are having trouble with, they will give unlimited legal advice and if you need a specialized atorney, they can refer you to one in whatever state you need one in for 25% off the normal fees.

Check these links out:
dubdubdub.jeffpotter.buildlastingsuccess.com
dubdubdub.prepaidlegal.com/hub/jdpotter

Hope this helps,
Jeff
Posted on: 19th Nov, 2009 02:04 pm
i don't remember where it was - maybe here on MortgageFit - but i recently was told by someone that Prepaid Legal is valuable. i have always been skeptical about it (can you believe that???), and i've forgone opportunities to learn about them because i was simply a non-believer. the person who advised me gave me some pretty good concrete examples of what they had done for him (or her). i just don't remember the circumstances.

based on that, i will now say that maybe prepaid legal is worth looking into. witness this testimony up above...i guess they aren't so bad after all. i cannot give a strong recommendation as i have no first-hand knowledge, but i suppose it's worth investigating.
Posted on: 19th Nov, 2009 08:09 pm
I had a loan mod contract with rmr and paid them $2995 also. They also told me not to make any payments. Later they changed their name to Aldrige Legal. They did nothing for me. Now I try to call them and they have changed all their numbers. I can find a website for Aldrige legal but its a log in site. can someone help.
Posted on: 30th Oct, 2010 07:48 pm
Try to contact someone within the state government where this company was originally located to see what you can find out about their licensing situation. The Aldrige company may no longer exist but there may be another new one that has the same principals involved.

Check with the Attorney General's office in whatever state it is, also, and see if they don't already have a suit pending against this firm.
Posted on: 03rd Nov, 2010 11:43 am
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