Posted on: 03rd May, 2010 05:20 pm
Hi, we are in California and purchased a MH (it is from '62) from A LOT of money. We've been current but it is falling apart and we can't get a new loan to get a new one and to top it off, I lost my job 3/30. We didn't make a payment for March or April. It is financed through a previous owner. We are still current on the space rent and utilities. My in-laws and Mother are on the title as well as my husband and I who are primary. He stated he was going to send us something and never did and today my in laws received a letter stating the loan was in default and that we would need to vacate by 5/15 or they would take legal action. Umm, we are not going to vacate, but I wanted to see if anyone knew what legal action who would need to take to get us out or how long it might take. Also, since it is just a loan on the mobile home, does he have to take it and can we keep our "space"? Any advice, I am super lost. I am not trying to swindle my way out of paying, but my unemployment was denied and I'm still trying to fight that so I can have income to pay my bills. Thank you.