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Self Employed - Need Home Equity Loan

Posted on: 30th Sep, 2010 09:35 pm
husband self employed carpenter
wife employed by health net
latest home appraisal $379,900
1st mortgage balance $285,000
need to consolidate $20,000 debt
bank of america won't give us a home equity loan because husband's income doesn't look good after deduction & cost of goods.
anyone know who will write a stated income loan?
our credit is excellent - over 800
we live in ca
Hi lovelacejudy,

Stated income loans are hardly available these days. Most lenders have stopped giving stated income loans after the real estate crisis. Nevertheless, you should speak to the local lenders and check out if they can help you in this regard.

This community has a large number of lenders. You can seek a no obligation free mortgage quote from them to check out whether or not you can get a mortgage.

Thanks
Posted on: 01st Oct, 2010 02:35 am
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