Posted on: 18th Jan, 2011 07:15 am
I am in the middle of a modification, I have made 5 trial payments! Its the same of song with BOA and I am just waiting, I will have to file chapter 7 but I dont want BOA to stop threir process with my loan.. I am not sure if I need to proceed with my bankruptcy or just wait and wait to see what BOA will do. I need my new modified mortgage rate and amount, but I am bearly staying above water paying all this unsecured stuff. I do want to keep my house, I have been out of work for a year, my husband can afford the payment by himself, thats not the problem, but juggling the credit card debit with 2 children is just about killing me. We reside in Georgia, pls help