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short sales

Posted on: 04th Apr, 2008 06:56 am
Posted: Fri Apr 04, 2008 6:48 am Post subject: quit claim

my original question was about having a property that i am a tenant of quit claimed to me.
my lanlord filed a chpt 7 and wants to sell as many of her properties as she can before it is final. she wants to sell me the property that i live in by "short sale"
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i apologize for giving the wrong info. with my earlier questions about "quit claims". by the way she filed a chapter 7. she actually says that she wants me to do a "short sale" on the property. she owes the bank 160k and she says that i can negotiate a "short sale" to them for about 60-70k. she says that they will probably take the offer. now my question is does she negotiate the short sale or do i??and also do i have to have a preapproval from a mortgage co. or bank in order to be able to "negotiate"??.


thanks for your help
If she is in Chapter 7, you cannot do any sale of the property without permission from the bankruptcy court.

A short sale is usually used to avoid a bankruptcy, meaning disposing of the property "short" of foreclosure. It does not mean buying the property at a steep discount; although, you can usually buy for less than a market sale.

I'm not that familiar with the mechanics of a short sale, you might want to check the other forums for that. This forum mainly deals with deeds and property law.
Posted on: 04th Apr, 2008 11:27 am
Welcome ericka,

Is it that you want to buy the property from her?

As the property is under BK chapter 7 she will have to take permission from BK court and the lender before going for short sale. As she is the owner of the property and she is going for short sale, she will have to so the negotiation.

Let me know if you have any more queries.
Posted on: 05th Apr, 2008 01:49 am
I FILED FOR CHAPTER7 WE ARE DIVORCED. THE COURT GAVE ME THE HOME. CAN HE DO A QUITCLAIM DEED AND GIVE HOME TO ME?
Posted on: 22nd Feb, 2010 08:35 am
Hi MARIA,

As the court has given you the property, you will have to ask your ex-spouse to sign a quit claim deed and transfer the property to you.

Thanks
Posted on: 22nd Feb, 2010 08:22 pm
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