Posted on: 18th Apr, 2008 04:36 am
I had to go to court last year for not paying a credit card. before the case was taken to court., I paid off the accnt in full with the collection agency. Now after a year I've received a letter saying they won a judgment against me and want me to pay. I don't have a settlement letter anymore but why should I pay these people twice ?? what option do I have?
Welcome Geoffrey,
If you have paid the due debt then you should have a release letter that you have paid it off. Don't you have any thing to prove that you have paid the debt off? Better consult with a lawyer asap.
If you have paid the due debt then you should have a release letter that you have paid it off. Don't you have any thing to prove that you have paid the debt off? Better consult with a lawyer asap.
Oh my...never throw anything that important away. Always keep it somewhere. I really hope for your sake that you have something to show you paid it. Contact the court regarding this matter and also the creditor who sued you. I wouldn't tell them I didn't have a copy if you don't. Just tell them that ylou recieved a judgement letter for a bill you already paid them. ask them to contact the court that this debt is paid and to send you verifiction they did this. It will get you a new copy of proof you paid...hopefully. Good Luck.
"oh my" indeed. i thoroughly agree - one should never lose or throw away documentation of a paid debt.
depending on how you made that payment, you ought to be able to trace it - whether with a money order you purchased; a bank check; a debit to your bank account, etc.
i think fireyone is correct in suggesting that you contact them concerning your payment and request that they check their records and issue a release from the judgment.
without proof, you could definitely be in jeopardy; but it behooves you to do as much as you can to eliminate this judgment without having to pay it.
depending on how you made that payment, you ought to be able to trace it - whether with a money order you purchased; a bank check; a debit to your bank account, etc.
i think fireyone is correct in suggesting that you contact them concerning your payment and request that they check their records and issue a release from the judgment.
without proof, you could definitely be in jeopardy; but it behooves you to do as much as you can to eliminate this judgment without having to pay it.
Do you have access to a cancelled check or some form of payment, that should work if you don't have the letter. Did they report anything to the court?
Anttime I make any type of large payment I do it through my checking account so I have proof. Hope the op stops in and keeps us updated. I feel bad for him/her.