Compare Mortgage Quotes

Refinance Rates for Today

Please enable JavaScript for the best experience.

In the mean time, check out our refinance rates!

Company Loan Type APR Est. Pmt.

Anyone heard of this site?

Posted on: 03rd Sep, 2007 09:35 pm
"http://consolidatedsg.com/jenniferlfarmer03"

I found this on craigslist.org. I asked her a question and this was her reply:

"its 695.00, i would need to get you a copy of the release of information for you to sign with out that your mortgage company will not talk to me. at that time when you get it back to me, i will need at least half of the fee, i can email you the invoice after i fax the release to your mortgage company then i will have to call you and i will need to get all your info from you, the mortgage company will want to make sure that you can afford to stay in your home..at that time i will need the rest of the fee. all fees are paid through paypal.. i don't feel comfortable taking peoples credit card information so you do it yourself through paypal. when you receive the invoice it will direct right to paypal."

This alone seems to me like she does not work with this company or that this company could be a fake.

Thoughts?

[Email address deactivated as per forum
I went through the website Wildstorm but couldn't get anything that would seem weird.
Posted on: 04th Sep, 2007 12:09 am
Welcome Wildstorm,

From what you've quoted here, it seems the lady has told you about the terms and conditions under which she can work towards helping a person in preventing foreclosure. The person has to pay her certain fees initially and the rest is to be paid later on. But i couldn't what she meant by release of information? didn't quite get that.
Posted on: 04th Sep, 2007 12:14 am
Hi Wildstorm,

I think she has only charged you some fees in return of which she will work for you. What part of her saying made you feel that she is not working with the company?
Posted on: 04th Sep, 2007 01:16 am
Posted on: 04th Sep, 2007 04:58 am
I was thinking the fee is too high or something. There's alot of people who "say" they work for a company and seem legitemate until they tell you how much its going to cost. Which is why I red flag anything I see on craigslist and check and make sure they are legitemate.
Posted on: 04th Sep, 2007 05:24 am
"Consolidated Solutions is a marketing company who helps homeowner at the time of foreclosure."
Well which company are you talking about Larry? Consolidated Solutions might be a different company than Consolidated Solutions Group LLC.

By the way, Wildstorm, it's a good practice to find out whether certain offers are legitimate or not. Otherwise, you end up paying much more than you could ever expect.

Good luck
Posted on: 04th Sep, 2007 10:57 am
"By the way, Wildstorm, it's a good practice to find out whether certain offers are legitimate or not. Otherwise, you end up paying much more than you could ever expect.

Good luck"

Oh yeah. I've been watching my back. Thats why I started this thread to see if anyone on here thought maybe she's charging too much.
Posted on: 04th Sep, 2007 11:03 am
"at that time when you get it back to me, i will need at least half of the fee,"
"at that time i will need the rest of the fee"

What I know is that you should not pay for any service until the service provider has provided that service.

There can be some legitimate reason because of which the fees has been asked in advance but you need to check it before accepting to pay the amount.

Once I was looking to get some information about credit repair and how good these credit repair companies are, that time I learned that any credit repair company cannot ask me to pay for credit repair services before the service is provided. And if they do ask for payment then most likely it would be a scam company.

It might not be applicable in your situation as it is not related to credit repair but still you should know about it.
Posted on: 04th Sep, 2007 12:30 pm
Thats what I believe. Companys can't charge a fee until the service is completed. She wants half though but still. Which is why I'm very cautious. I remember finding this place called Liberty financial on craigslist and in their advertisement it said that get your business or personal loan here. All credit accepted. There's a $15 application fee. Guarnteed to get the loan that you need. So I applied. $15, no biggie right. I applied. Sent them the $15.00 and they connected me to a lender who's about 2hrs away from me. Sure enough I was denied a personal loan because of my credit. So where's my guarantee?? I asked for my $15 refund and they wouldn't give it to me. This company is supposed to be run by Christians because its got a cross and bible versus on their site but they aren't really godly are they.

I did however find alot of legitemate lenders on craigslist but as usual, I was denied any type of funding because of my credit.
Posted on: 04th Sep, 2007 12:45 pm
"This company is supposed to be run by Christians because its got a cross and bible versus on their site but they aren't really godly are they. "

lol

you have good sense of humor :)

They did not return the $15. Thats pretty bad. What if it would have been $500. Sometimes it does become hard to believe such companies offering business/personal loans.
Posted on: 04th Sep, 2007 04:44 pm
"lol

you have good sense of humor Smile

They did not return the $15. Thats pretty bad. What if it would have been $500. Sometimes it does become hard to believe such companies offering business/personal loans."

Yep I'm a pretty funny guy.

Well if it was $500 I wouldn't have shelled that much out anyways for an application fee. I figure $15 was gonna be my moneys worth. Nope. Plus the guy got really religiously angry with me when I said the "H" word. And I got an email with so many bible versus and stuff. So then I told em if you think the "H" word is bad vocabulary I can think of about 10 words that'll blow the "H" word out of the water.

Thats what happens when a demon possesses my mouth lol.
Posted on: 04th Sep, 2007 06:58 pm
Hey wildstorm, what's this "H" word. before you think i'm dull, let me say i'm not :)
Posted on: 05th Sep, 2007 02:02 am
Wildstorm,

I agree with you that a company should not charge any fee before they fully provide their service. Moreover, there should be some agreement based on which you can demand the application fee back if required. It's really bad that you were not refunded the fee even though your loan application was denied.

Though it seems that this company is supposed to be run by Christians, there's no guarantee that they will be good humans.
Posted on: 05th Sep, 2007 02:10 am
"Hey wildstorm, what's this "H" word. before you think i'm dull, let me say i'm not :D"

It rhymes with bell. I'd type it out but I'm not gonna start promoting cursing on this forum.

"Though it seems that this company is supposed to be run by Christians, there's no guarantee that they will be good humans"

Yep. I learned that now. lol
Posted on: 05th Sep, 2007 06:39 am
"Thats what happens when a demon possesses my mouth lol."


:)
Posted on: 05th Sep, 2007 06:09 pm
Page loaded in 0.141 seconds.