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Company Loan Type APR Est. Pmt.

Elife Loan Modification

Posted on: 17th Jan, 2009 04:07 pm
Has anyone had any experience with Elife, Inc? Not the mortgage acceleration program that was discussed in another post, but their load modification service?

Elife is a company out of Vancouver, WA, and they claim to be a legal network of attorneys and mortgage modification specialists. Allegedly, they have a high rate of success when it comes to getting the interest down - they quoted some examples of interest rates as low as 2%.

Although I am skeptical about any lender out there lowering a 30yr fixed rate from 5 or 6 percent to 1 or 2 percent, I suppose anything's possible in today's market conditions.

So, if you've dealt with them, let me know what your experience was like...

thanks much
i have no idea whether lighthouse financial group notbeing licensed to sheldon harmon makes it legitimate or not. i just want to add the following, though, to this discussion:

companies that have been found to have been poorly-run or involved in fraudulent activity often fold and a new company is formed on the spot - usually in the same location. often, that new company is licensed to a different person than the old, though the titular head of the company is not necessarily the one who calls the shots.

the mere fact that a company that springs up anew is not run by the same person who ran a company that no longer exists - in the same location, doing much the same business - is not proof that the person is not involved intimately in the business.

i have no idea as to the legitimacy of the post by Fair and Balanced Repor -i have no reason to question it and i don't do so.
Posted on: 27th Jul, 2009 08:20 am
I also suggest making sure that before you have your home listed as a short sale to make sure your Realtor is VERY well trained and seasoned in selling these homes.

[Promotional text deleted as per forum rules. Thanks.]
Posted on: 11th Aug, 2009 10:53 pm
Elife is somehow related to Lighthouse. If you check Sheldon Harmon's facebook profile, his wife states his email is "sheldon@elifeinc.com". He must have registered his new business in someone else's name.
Posted on: 31st Aug, 2009 12:53 am
They ripped off two of my clients...each $4,500.00

THEY ARE FRAUDS!!! i WOULD LOVE TO HELP GET THERE MONEY BACK!!
Posted on: 15th Dec, 2009 03:22 pm
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