Surepoint Lending

There are always negatives about a company. You won't find one out there especially one that deals in financial transactions that doesn't have someone upset with them. As a consumer just know what is realistic. 4% 30yr fixed with no points is not. So don't expect it. Know the market and if they are competive you should be fine. With the new lending laws in place it is hard for companies to switch things anymore. Just know that if an appraisal comes in short of the value you thought or other information is different from the application your figures may change. If they do and you do not benefit anymore then don't close. Ask questions and look over your paperwork. I have purchased and refinanced homes, bought cars and tip my waitresses. I expect someone to profit from me so don't expect someone to give you something for free. Just make sure it is a fair deal. It seems that Surepoint has been in business for a while so I would think they are doing something right. I looked at the BBB on them and they have an A+ rating so I would consider that a good thing.

i'm still skeptical about bbb ratings - their paying "members" seem to get the best grades while all others don't. that smacks of impropriety.

I would be skeptical to take advice from someone with something to gain such as another mortgage person---like a fox in the hen house

Looks like Surepoint is on the up and up--

based on a conversation i had with a representative from Clark Howard's team, i feel more confident in the bbb to supply good information on the companies it rates.

My refi loan is in processing now with another lender, but SurePoint was my 2nd choice. The rep I dealt with was very helpful and professional. Ultimately it came down to number and the other lender had them beat.

I think Allen sounds like he works for Surepoint. I too have refinanced more than once before, and thus far, my experience with Surepoint has been sketchy. My loan officer is very nice and obviously eager to get this done. However, I just received the GFE in the mail, which I've been asking him to email me forever, and it is NOT what we discussed in terms of fees. He said "around $2k in closing costs". This GFE says $7k. I won't be continuing this transaction, needless to say.

Stay away from Surepoint! After 3 months of providing 100's of document pages there tentative approval went from a fixed rate 15 year loan to a variable 30 year loan. There underwriters will ask for everything except your blood type. I was told twice that we would close on a 15 year loan and then they asked for more verification and the picture changed. Over and over, more documents until they offered a variable rate loan which was their hidden intention!

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