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Condo Help

Posted on: 29th Dec, 2007 07:06 pm
I found a condo I really like today - for sale by owner. Stellar upkeep, new appliances, kitchen, hrdwd flrs thu-out etc. However, I am currently in a home that I would have to sell. How can I lock in the condo while trying to sell my home - should I sale the home below market value for a 'quick sale' - there is equity in both the condo and my home - what's the best approach without having two mortgages?
You would want to write your offer with a contigency in the contract that allows you to sell your home first.
Posted on: 29th Dec, 2007 10:08 pm
If you really want to get the condo than you have to discuss this thing with the condo's owner as yu can pay the little amount of money at the forehand and than make an agreement with the owner as have to sell the condo to you when you sell yur home, but it would be possible if the condo's owner will be ready for it.




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Posted on: 30th Dec, 2007 09:04 pm
Hi,

I think giving the cando owner and make him agree to sell the cando when you will sell your property is a good idea. But will he agree for it? Better talk to him ASAP and make it happen.

Best of luck,
Larry
Posted on: 01st Jan, 2008 05:06 pm
Hi all,

Here's wishing you a Happy and Prosperous New Year.

Now, as the situation here is for the Guest, I believe he can go for a quick sale of his home and then buy the condo. But if there's enough equity and he doesn't get a sale price at least somewhere very close to it, then it's better that he draws up an agreement with the condo owner. The agreement should state that the buyer or the guest would pay an initial amount and then until and unless he is able to get the right price for his home for a certain period of time (should be mentioned in the arrangement), he won't pay the full price.

Hope this helps...

God bless you.

Samantha
Posted on: 01st Jan, 2008 09:49 pm
It is common in property offers to have a contingency to sell your home first. You would write the offer to purchase the condo just like any other purchase contract. They you simply add a contingency that states you cannot close on the condo until your home sells, normally there is a specific date that must be met, like say 3 months. That way the condo owner doesn't have to just wait blindly hoping your house sells so theirs can. And when you think about it that means the condo owner has to sell 2 houses.
Posted on: 02nd Jan, 2008 12:58 pm
You have two options. Purchase with the contingency of selling your home as others have suggested. If you choose this option, the seller can still sell the home to someone else as long as the contingency remains. The second option is a bridge loan that allows you to pull the equity out of your home and use it for a down payment on the new home. Most bridge loans offer no payments for 6 months or until you sell your home. You can find out more about bridge loans by going to "http://www.mortgagelenders.us.com/bridge_loan.htm"

[Link deactivated as per forum rules. Thanks.]
Posted on: 04th Jan, 2008 11:12 pm
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