Posted on: 13th May, 2010 08:35 am
i want to buy a home but my credit score is only 500 how can I get it higher quickly so ia can get a loan for a home i just bought a mobile home form an individual but she lied and said it was a 1996 model and come to find out it is only a 1990 model and do you think that it is worth 15,000 for it a 28x60 about 1200 square feet i think.
I'm no expert on the value of mobile homes, but I can provide some advice on the credit score piece. First, do you currently have any credit cards or other loans. If so, keep paying them all on time and in full. Never miss an on-time payment! That's the best thing you can do for your scores in the long run.
Now, in the short run, do you possibly have a relative/spouse that would be willing to add you as an authorized user on one of their credit cards in good standing. If so, that should help give your score a boost as well.
In addition, pull your credit reports and dispute any inaccuracies or missing information. If you haven't pulled your reports in a long time, you may be surprised at what you find. CRAs tend to make a lot of errors that often go unnoticed by consumers. Good luck!
Now, in the short run, do you possibly have a relative/spouse that would be willing to add you as an authorized user on one of their credit cards in good standing. If so, that should help give your score a boost as well.
In addition, pull your credit reports and dispute any inaccuracies or missing information. If you haven't pulled your reports in a long time, you may be surprised at what you find. CRAs tend to make a lot of errors that often go unnoticed by consumers. Good luck!
Hi,
It is really good to know that you are worried about your credit score. The best way to improve your credit score is to make your monthly payments on time. Never be late. Try to pull up your credit report in every 3 months. Check the credit report thoroughly and see if there is any wrong or missing information. Try to budget your expenses properly. If there is any unpaid debts, try to pay it off and if there is any small amount debt then try to pay it off early and tell your creditors to update the same in the credit bureau. Hope it will help you.
It is really good to know that you are worried about your credit score. The best way to improve your credit score is to make your monthly payments on time. Never be late. Try to pull up your credit report in every 3 months. Check the credit report thoroughly and see if there is any wrong or missing information. Try to budget your expenses properly. If there is any unpaid debts, try to pay it off and if there is any small amount debt then try to pay it off early and tell your creditors to update the same in the credit bureau. Hope it will help you.