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Foreclosure vs short sale

Posted on: 27th Dec, 2010 04:22 pm
Is there a difference in how much your credit score is affected if you do a short sale vs going all the way through foreclosure? Exactly how much does the credit score drop?
Hi ladyjrg!

Welcome to forums!

If you go for a short sale, your credit score will be lowered by around 75-100 points. However, if you go for a foreclosure, then your credit score will be dropped by around 250 points.

Feel free to ask if you've further queries.

Sussane
Posted on: 27th Dec, 2010 07:31 pm
The drop is relative to where your scores are now. The higher the credit prior to, the further it will drop.

If you're already at the lower end of the credit scale, the less of the impact.
Posted on: 28th Dec, 2010 03:17 pm
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