Posted on: 07th Jan, 2008 03:27 am
I checked my credit report and have come across 2 negative items being reported. One of $45 and another of $30 both unpaid. I called up the collection agency and was told they won't be able to delete the accounts; if I could only pay them off they would report it as "paid off". What I'm concerned is, if they don't remove them, why should I pay, they said it would stay till 2010. What you guys think? What should be the right step now for me?
well, of course, the honorable thing to do is to pay it. you'll get different views with each post on here, i suspect. many feel you should, and i think more will suggest that you don't.
truly, it's obviously up to you.
truly, it's obviously up to you.
I would not make payment unless they have agreed to give you a letter that basically states: Please be advised that the above refernced acount has been satisfied in full. Please delete (Creditor's name) on the referenced account.
I would not pay on that account unless, they agree to provide you with a faith of goodwill letter.
I would not pay on that account unless, they agree to provide you with a faith of goodwill letter.
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