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Score of 409

Posted on: 07th Jun, 2013 12:30 am
I have had a credit card for around a month now. This is my only experience with credit. Is a score of 409 good?
Hi Vanderbilt,

A score of 409 is not good enough. Rather it is a low score. But this is just a starting point. Once you take out secured cards and pay them on time, slowly and slowly your scores will increase.

Thanks,

Jerry
Posted on: 07th Jun, 2013 01:18 am
Hi Vanderbilt,

You can even check out the given page to know some steps to improve your scores: http://www.mortgagefit.com/credit-rating/credit-repair.html .

Thanks
Posted on: 09th Jun, 2013 07:57 pm
Your score is low and you need to work on it.
Posted on: 10th Jun, 2013 12:49 am
A score of 409 is low score you need to increase your credit score. if you are not able to increase your credit score get help from some good " Credit Repair Services " Company for increasing your credit score
Posted on: 11th Jun, 2013 10:16 pm
409 credit score is low increase your credit score. If you need any advice how to increase your credit score get help from some " Credit Repair Services " Company for increasing your credit score.
Posted on: 11th Jun, 2013 10:22 pm
No. You have a long way to go my friend. A score of 409 is considered very poor. An average score starts at around 640 and the best credit scores should be around 750 and up. You don need to worry though, as you said, it has only been a month since you got your credit card which means you are just starting to establish a credit history. Just make sure to practice smart financial habits. Regularly check your credit reports, use your credit card sparingly, and repay the balance on time and in full every month to start seeing improvements in your score.
Posted on: 05th Jul, 2013 04:01 am
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