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who could i contact to obtain a mortage with these circumstances?

Posted on: 09th Apr, 2010 04:37 pm
Is it possible for a 24 year old who has been employed at same job for a little over two years at present employer, with no revolving accounts, with only three small medical bills on report with a credit score of 586 and good rental history to obtain a first time home buyer mortage?
Hi mrsjcobb,

I've given my suggestions in regards to your query at:
http://www.mortgagefit.com/firsttimebuyer/586score-purchasehome.html

Take a look at it. Hope it helps you.

Thanks
Posted on: 09th Apr, 2010 09:08 pm
Yes, there are FHA First Time Home Buyer Loans for individuals with a 580+ middle credit score. Having 2 years on the same job and positive rental history does help, but they're going to require some type of alternate credit as well (utility bills, cell phone bill, 24mth rental history). I hope this helps...
Posted on: 15th Apr, 2010 01:18 pm
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