Posted on: 16th Jan, 2009 06:02 pm
As in how do I do it? I need to dispute a few accounts I just discovered, and the account numbers listed on my credit report are either partials, or completely X'd out. How do I obtain them without offering my ssn or otherwise acknowlodging the debt to the agencies in any way?
Thanks! :?
Thanks! :?
Well here is the problem
Even if you have the account # collection agencies or other account holders have to verify who you are or they can't talk to you
You can also request a full report as the one you got is probably a free one
You should also know the the account numbers in the first place since they are your accounts
And if they not yours then what is the worry?
Even if you have the account # collection agencies or other account holders have to verify who you are or they can't talk to you
You can also request a full report as the one you got is probably a free one
You should also know the the account numbers in the first place since they are your accounts
And if they not yours then what is the worry?
well, i understand the worry, eugene...rabid dog is trying to get to the bottom of why those accounts appear on the credit report, it seems. even if the accounts belong to someone, we (the people) have a lovely little habit of forgetting who we neglected to pay oh-so-many years ago. so, it's easy not to recognize a debt that may have been sitting idle for a few years.
maybe the minnesotans you deal with have better memories than the nutmeggers (yes that's what ct people are) i deal with.
maybe the minnesotans you deal with have better memories than the nutmeggers (yes that's what ct people are) i deal with.
Mr. Makerly is correct, the passage of time and a house fire tend to lose or destroy paperwork. The report I got was "free" as I am just starting to be able to repair the bad spots on my record, and well a novice at this. Had I known the free report would not be "complete", I would have paid. I also have no idea what some of them are, and suspect another person is responsible for at least a few of them.
So whats the worry? They are not my accounts, and I don't even have (for the time being) any account numbers to dispute? Maybe that's it. ;)
So whats the worry? They are not my accounts, and I don't even have (for the time being) any account numbers to dispute? Maybe that's it. ;)