Posted on: 04th May, 2010 05:54 pm
Hi, I have a 577 credit score and owe $3,000 in total to 3 different credit cards. I would like to do a balance transfer to 1 credit card. Would i be able to do that with my credit score? What credit card do u recommend?
Hi,
577 is not bad credit score but not good. If you have this 3 different credit card from sole creditor then it will be possible more easily to do that but it from different creditors it will not be possible easily or cannot be. You have to discuss with your credit card issuer companies.
Thanks.
Gunz.ijjistaff :lol: :lol: :lol:
577 is not bad credit score but not good. If you have this 3 different credit card from sole creditor then it will be possible more easily to do that but it from different creditors it will not be possible easily or cannot be. You have to discuss with your credit card issuer companies.
Thanks.
Gunz.ijjistaff :lol: :lol: :lol:
Do you think i would be able to get a personal loan to pay those off and just pay the loan? do u think i can get one with a credit score of 577?
Gunz is incorrect, unfortunately. A 577 score is bad, not good. It's not impossible to obtain a single credit card to consolidate the other three, but it's not easy for someone with a score so low. Undoubtedly, I have to suspect, the score is a product of late payments on those card accounts. That will make it all the more difficult for you to obtain a new one to consolidate. You might be better off with a personal loan with a cosigner if you can find a charitable soul willing to risk a signature for you.
