Posted on: 29th Mar, 2012 02:05 am
I received a call from collection agency assest systems and they threatened to garnish my wages. I told him I didn't know what this debt and wanted proof of the debt which he refused to give me. Then about 6 months later he called my work. After that I filed a complaint with the BBB they didn't respond in the time frame and when they responded they said that he never said any of those things to me. I had requested them to show me proof in my complaint which they did not so my reply was that they hadn't supplied proof. They stated that they could not report to my credit report and had not done so. What? When they finally sent me the paperwork dated nov24th on dec4th they sent me a demand for payment within 20 days or they would file suit. Today a process server tried to serve me at work. I am not sure what my rights are, or if they have violated any of the fair credit laws. Please help!!
Hi Calvin,
You should discuss the whole situation with an attorney and take his opinion in this matter. He will let you know what steps you need to take in order to get rid of this situation.
Thanks,
Jerry
You should discuss the whole situation with an attorney and take his opinion in this matter. He will let you know what steps you need to take in order to get rid of this situation.
Thanks,
Jerry
In such situation, the only solution available before you is debt validation. Through this process, you try to find out whether or not the collection agency is right.