Posted on: 09th Apr, 2010 09:20 am
My ex-husband racked up 110K in charges last year on a business equity line and business line that he has walked away from. In the divorce 4 years ago he got all business "stuff" (cars, accounts, profit, debt). Wells Fargo has dinged my credit claiming that I signed as a guarantour back in 2001. I don't think I even signed up for these card, my husband used to sign my name ALL THE TIME, the house that one is secured with was sold back in 2006, and I have been divorced with no access to these accounts for for years! How do I dispute this? I wrote to Wells Fargo and they will not respond. What can I do??
i'd say get a lawyer on the case for you. if you're truly convinced that your former husband might have forged your name on a promissory note, that will allow you to bring suit and subsequently negate the action that wells fargo is trying to take.
it's hard to believe a creditor that is reaching out to you won't accept your return calls. oh wait...you said you wrote to them...have you called?
it's hard to believe a creditor that is reaching out to you won't accept your return calls. oh wait...you said you wrote to them...have you called?
Wells Fargo sent a letter informing me of the charge off. I showed a lawyer my letter of reply (which was sent registered mail) and he said it was perfect. I feel like I am out of my league here but I don't know what to do. The bankruptcy lawyer gave me a name of another lawyer but he won't call back. Bankruptcy lawyers really only want to pursue bankruptcy, not repair credit I guess. I guess I will call, I just prefered having a paper trail.
i definitely agree with your reasoning...a paper trail is protective, while telephone contacts can be forgotten in the next minute.
your original post didn't mention a bankruptcy...whose is it? yours? his? and i agree that a bankruptcy lawyer isn't going to be much help. you ought to consider a more generic lawyer, i suppose.
your original post didn't mention a bankruptcy...whose is it? yours? his? and i agree that a bankruptcy lawyer isn't going to be much help. you ought to consider a more generic lawyer, i suppose.
No one is going bankrupt, thank goodness. I just figured that would be a place to go about credit problems. Seemed like a logical choice. The only credit agencies listed on line or in the phone book seem to focus on consolidating debt and stuff. Not this sort of thing. It is just frustrating. Thanks for taking time to answer, very cool of you.