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How much will DL of Foreclosure hurt our already failing credit?

Posted on: 10th Oct, 2008 11:12 am
My husband and I have had to move due to his work. We have had our home on the market for two years with absolutely no luck. We are now paying a mortgage and rent. We are considering a DL. We aren't currently behind on the mortgage but are very close. Both our credit scores are poor due to credit card problems. How long will a DL be on his credit report.
Hi surpriselady!

Welcome to Forums!

The FICO score is likely to drop down by 250 points if you're on a deed-in-lieu foreclosure. If you plan for a short sale your credit score will go down by 75-100 points. A deed in lieu foreclosure will remain in your credit report for 4 years.

Feel free to ask if you have further queries.

Sussane
Posted on: 10th Oct, 2008 08:12 pm
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