Posted on: 25th Jul, 2012 12:24 am
Can you fix your own credit? I have a bad credit due to some of the past derogatory items. Moreover at that time, I was not conscious about my credit. I don't want to take help of credit repair companies.
Hi Santhi,
You can fix your credit on your own. In order to do so, you need to pay off all your present debts on time. You should make complete payments and not partial payments. You should also note that you can contact the creditors and lenders and negotiate with them so that you can remove the old derogatory items from your credit report.
You can fix your credit on your own. In order to do so, you need to pay off all your present debts on time. You should make complete payments and not partial payments. You should also note that you can contact the creditors and lenders and negotiate with them so that you can remove the old derogatory items from your credit report.
Hi Santhi!
Welcome to forums!
Check out the given page in order to know some steps to improve your credit: http://www.mortgagefit.com/credit-rating/credit-repair.html
Feel free to ask if you've further queries.
Sussane
Welcome to forums!
Check out the given page in order to know some steps to improve your credit: http://www.mortgagefit.com/credit-rating/credit-repair.html
Feel free to ask if you've further queries.
Sussane
You can repair credit on your own by following some financial best practices. First of all, you need to use your credit cards miserly and wisely. You should not default in making payments and you should not make partial payments. Again, if you have credit card related debts, you can also opt for credit card consolidatin.
With your disciplined approach towards personal finance, you can repair your credit on your own, without taking the help of credit repairing companies.