What score is needed to get a fha loan?

Lenders' minimums are established based on their relationships with secondary markets.

bob.....you'll need to wait 3 years i believe for foreclosures to get an FHA loan

FHA guidelines call for at least 3 years to have passed to qualify for a new FHA loan. Although have heard rumblings that there may be options for you if you can demonstrate extreme hardship that led to the foreclosure.