Posted on: 13th Jan, 2010 11:09 am
Does anyone know how long it will take to bring my credit score up from 570 to 620. All of may payments are under control and current.
I can happen quickly if you do some of the right things. Although your payments may be current, you need to have your credit card balances at less than half of your credit limit.
ideally, those balances should be at no more than 30% of the credit limit. if you pay any credit card in full, do not close it completely. leave it open so that you'll have a greater amount of available credit with no debt.