Posted on: 25th Jun, 2009 04:10 pm
Is "FreeCreditReport.com" a good place to check your credit score?
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Hi Matthew,
I checked the website. It is difficult to say whether it is a good place to check your credit score, though it apparently looks ok. The site clearly mentions that they are not affiliated with annual free credit report program. It also talks about a membership program which, if you do not cancel, will cost you $14.95 per month! If you want to check your credit report for free, why don't you visit www.annualcreditreport.com. It's the only official site that allows you to check free credit reports that you are entitled to under the federal law.
I checked the website. It is difficult to say whether it is a good place to check your credit score, though it apparently looks ok. The site clearly mentions that they are not affiliated with annual free credit report program. It also talks about a membership program which, if you do not cancel, will cost you $14.95 per month! If you want to check your credit report for free, why don't you visit www.annualcreditreport.com. It's the only official site that allows you to check free credit reports that you are entitled to under the federal law.
the only authorized site for checking credit is annualcreditreport.com.
"free" isn't very free if you neglect to cancel the $14.95 monthly fee for the membership that the other site offers.
"free" isn't very free if you neglect to cancel the $14.95 monthly fee for the membership that the other site offers.
hi ya agree with your feedbakcs but on www.annualcreditreport.com u ll get the credit report annually from three credit agencies company.In www.freecreditreport.com you can monitor your credit report monthly.You can also find out the unauthorized activity and the company people will monitor three credit report daily.So u can track ur all activity and you can improve your credit score.So you just have to pay $14.95 i thinks its fare enough,at the end its your choice.
Regards
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Aby
Regards
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Aby
$14.95 is a monthly fee - $179.40 per year. i am still waiting for someone to explain to me why it would be important to monitor one's credit on a daily basis. it is far more of an obsession than a need. the overwhelming majority of people never have an issue with stolen identity or lost credit cards or fraud of any sort. these companies touting their "services" are making money hand over foot, and most of that is from those who can least afford to spend that $179.40 annually to begin with.
i just don't buy it, aby.
i just don't buy it, aby.
as long as you remember cancel that before your free trial is ended, i think you will be fine. but do remember doing that. Or you can take the above expert's advice and request official copy you are deserved one each year.
Once a year is good enough for me hehe