Posted on: 26th Dec, 2013 10:19 pm
I have credit scores ranging between 630 – 680. I need to lower my payments for which I want to go for HARP. I do not know if these credit scores will help me qualify. Please help.
If you go for HARP 2.0, then there are no guidelines regarding minimum credit score requirements. However, this means lenders can set their own credit score requirements when approving HARP loans. Thus, there can be lenders out there who may overlook a credit score as low as 620, but they will be harder to locate.
Hi Guest,
I agree with what Niicss has said. You should contact your lender and check out with him whether or not you will be able to qualify for it.
Thanks
I agree with what Niicss has said. You should contact your lender and check out with him whether or not you will be able to qualify for it.
Thanks
Talk to your lender about this. He will be able to tell you if you are eligible for it.