Compare Mortgage Quotes

Refinance Rates for Today

Please enable JavaScript for the best experience.

In the mean time, check out our refinance rates!

Company Loan Type APR Est. Pmt.

Can I get a home loan if I have a 602 credit score?

Posted on: 29th Jul, 2012 12:33 pm
I have a 602 credit score and have been working at my job for almost 2 years. I make $30,000 a year and my husband works as well. With how the economy has changed will I still be able to get a loan?
Hi Magnetra,

With a credit score of 602, you may be able to get a FHA loan. I will suggest you to contact the local FHA lenders and check out whether or not you will be able to get a loan.

Thanks
Posted on: 29th Jul, 2012 08:12 pm
Hi Magnetra!

Welcome to forums!

With a credit score of 602, you won't be able to qualify for a conventional loan. In order to get a conventional loan, you need to have a score of around 700-720. So, you will have to improve your credit score and then look out for conventional loans.

Feel free to ask if you've further queries.

Sussane
Posted on: 30th Jul, 2012 09:06 pm
Page loaded in 0.108 seconds.