How to Improve my score

Hi, Have you checked all 3 reports? Just keep paying your bills on time and pay down your debt to under 30% of your credit limit. And dont apply for too much new credit or new loans and you should be able to get to the 800 mark you would like.

Hi taste,

A credit score of 779 is quite good and I appreciate that you have taken steps to reach such a high score. You can check out the given link to know some simple steps to improve your credit score:
http://www.mortgagefit.com/credit-rating/credit-repair.html

Take care.

I think you have enough Credit score.


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On your credit report it will list the reason for not having a perfect credit score

here is an example of what it may look like;

00010 - PROPORTION OF BALANCES TO CREDIT LIMITS IS TOO HIGH ON BANK REVOLVING OR OTHER REVOLVING ACCOUNTS
00008 - TOO MANY INQUIRIES LAST 12 MONTHS
00011 - AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
00033 - PROPORTION OF LOAN BALANCES TO LOAN AMOUNTS IS TOO HIGH

Hope that helps

unfortunately, taste, you've obviously been doing everything that everyone here has expounded upon, and you've not likely heard anything new. the essence here is to simply continue what you've been doing, and keeping balances as low as possible while avoiding shopping for credit. 800 is likely around the corner.