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Excessive Inquiries

Posted on: 21st Jan, 2013 12:13 am
Hi there… how many points do inquiries take from your score? I applied for a cc and the reason they denied me was Excessive Inquiries. I have. Post BK did charge date of Oct 2012.
Hi Guest,

Credit inquiries can lower scores by 5-10 points per inquiry. It should be noted that inquiries look worse to lenders if you have a lot of derogatory items on your credit report as it predicts you are high risk.

Take care
Posted on: 21st Jan, 2013 01:39 am
Hi Guest,

It is true that credit enquiries lower scores by 5-10 points but there are high chances that you will recover those points within 6 months.
Posted on: 21st Jan, 2013 08:28 pm
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