Compare Mortgage Quotes

Refinance Rates for Today

Please enable JavaScript for the best experience.

In the mean time, check out our refinance rates!

Company Loan Type APR Est. Pmt.

Inquiries to dissappear completely?

Posted on: 17th May, 2012 12:47 am
I have 5 inquiries that are due this month from different credit bureaus. Basically I will be inquiring free on Experian and about 3 inq on TU and EQFX. They will be 1 year old......according to USAA credit monitoring. Is this the right time or I will need to wait 1 more year for the inquiries to dissappear completely? Thanks for the answer
Hi Vanish,

As far as I know, it might take some more time to get the inquiries disappeared from your credit report. But again, it should be kept in mind that after 1 years, the inquiries won't have much affect on your credit report.

Take care.
Posted on: 17th May, 2012 02:27 am
As far as mortgages are concerned, a mortgage credit report only reports inquiries for 90 days.
Posted on: 17th May, 2012 10:59 am
Inquiries reside on credit reports for two years, but only count against FICO scores for one year. If you see an inquiry from a Lender that shouldn't have pulled your credit, dispute it with the Credit Bureau and ask them to remove it.
Posted on: 18th May, 2012 09:36 am
Page loaded in 0.110 seconds.