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Late payment - effect credit?

Posted on: 10th Sep, 2013 01:43 am
Hello there... I am 33 days late on my monthly mortgage payment. Will it is considered as late? Will it affect my credit?
You are more than one month late on your mortgage payments. The late payment may get mentioned in your credit report. Normally, there is a grace period of 15 days within which you need to pay off the monthly payment.
Posted on: 10th Sep, 2013 02:16 am
Hi Sury,

Late payments will definitely have a negative impact on your credit report. Moreover, it may lower your scores as well.

Thanks
Posted on: 10th Sep, 2013 08:11 pm
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