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lien on an owned car for a lawsuit of 700.00

Posted on: 21st Oct, 2013 10:05 am
I am being sued for a past credit card debt of 1300.00. I paid 500.00 and made arrangements for 2 more payments from my checking account. I own a car. Can they put a lien on my car and who is in possession of the car when a lien is put on it.
Hi skotb!

Welcome to the forums!

If you already have a written agreement with the creditors regarding payment arrangements, then the creditors will not place a lien on your car.

Feel free to ask if you've further queries.

Sussane
Posted on: 21st Oct, 2013 08:07 pm
Once your creditors win a judgment against, they can put a lien on practically all the assets owned by you to satisfy their debts. However, you can continue to use the car, even if a lien has been placed on it. It used just to prevent the debtors from selling off their assets in fear of losing them over an impending foreclosure or repossession.

If judgment has not been passed yet, then contact an attorney to ensure that you're adequately represented. Contact the creditor and ask for an out of court settlement, before its too late.
Posted on: 21st Oct, 2013 08:09 pm
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