Posted on: 30th Dec, 2012 11:55 pm
Hi there… I need help to get into the 700 club. If I pay down the credit cards I have and stay away from inquires this year could I possibly reach 700? Suggestions are welcome!
If you pay down the credit cards and stay away from inquiries, then you will be able to improve your scores. However, it might take some time to find an increase in your scores.
You have not mentioned your current credit score. If you pay down your bills on time, that will surely have positive effects on your credit score. But, whether or not you will be able to reach the 700 club within a specific time period, depends very much on your current score.