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Credit Score Requirements

Posted on: 15th Feb, 2011 07:42 am
What range of credit score must my husband and myself have to qualify for a mortgage loan.
Hi Guest,

In order to get a conventional loan, you and your husband should have a credit score of 700-720. On the other hand, in case of FHA loans, you and your husband should have a score of 580 - 620.

Thanks
Posted on: 15th Feb, 2011 11:16 pm
Varies a tad by lender.... but:

640 for fha/va
680 for conventional unless you have 20% down, then you can get a oan at 620 but it costs a lot of points.
Posted on: 16th Feb, 2011 01:52 pm
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