Refinancing home mortgage with 640 credit scores

Welcome edmund,

With a 640 credit score, it will be difficult for you to qualify for any kind of conventional refinancing. However, you may qualify for a FHA refinancing with this score.

Hi edmund,

You can check out the given page in order to know some steps to improve your scores and then look out for a refinance: http://www.mortgagefit.com/credit-rating/credit-repair.html

Thanks