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Ruined credit due to joint account

Posted on: 07th Jan, 2008 01:45 am
I've created a joint account with my ex husband in 2007 and I didn't even know when he had activated my card – I just knew it had been received. Now I've come to know that he has maxed out the card but I closed the account – I know I shouldn't have done it but I did not want any transaction on that account except that it should be paid off by him since he has used it. Guess what he did when the collection agency called him, he said he would pay it off on the 5th of last month but I knew it was a lie. I have been paying the bill since my name is on the account and I didn't want to ruin my credit. His is neither good but I don't wanna help him increase his score. So, can I legally take my name off the account since I'm not into any of the transactions he has done himself. Is there any way I can get out of this mess. Pls help
I would refuse to pay it, ruin my credit or not, I just don't care for paying anyone elses bills, have enough trouble keeping up with my own.
Posted on: 12th May, 2008 05:19 pm
jbarto, i trust that's not the advice you're giving to our poster.

i don't disagree that she ought to seek to replace her funds. in the meantime, everyone needs to recognize that when a joint account is opened, that means that each person on the account is 100% liable for all debts incurred.

what that means is that until Jesus comes back, we're all stuck with our own and sometimes others' messes.
Posted on: 13th May, 2008 09:01 am
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