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credit improvemnt

Posted on: 30th Jun, 2009 01:51 pm
if a client was able to add new good, individual trade lines to their credit, do you think it would help them with their credit score? I'm considering putting out a program where a client secures a new trade line for say 12 months at 300.00 per month. each month they make prompt payments, I report those payments to the 3 CRA's in turn raising there score because the new credit will help overcome there old credit problems. no smoke and mirrors the client must make their payments on time for this to benefit them. the trade line would report at say 50,000 so it would not be considered baby credit.
Hi deardly,

Just taking a credit line will not improve your client's credit score. As you've mentioned, if the client makes his/her payments on the right time and if you report to the credit bureaus regularly, then it can definitely help improving their credit.
Posted on: 30th Jun, 2009 08:04 pm
adonis, thanks for the reply you are right there is no free lunch, the client has to make their payment on time for this account to positively effect their score. We have this product/service now and are helping all kinds of customers that have had their credit damaged as a result of a poorly disclosed home loan. I was wondering if the community would have clients that could use our service. there is also an affiliate program that pays the referring party a nice fee.
Posted on: 01st Jul, 2009 09:58 am
Hi darin!

Welcome back to forums!

It would be better if you could contact Sam, the Site Admin in this regard. You can get his contact details from the Contact Us page.

Sussane
Posted on: 02nd Jul, 2009 12:03 am
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