Posted on: 13th Feb, 2008 03:44 am
My mortgage became current feb 1, how long will it take to start raising my credit score? How long will it take to start looking better in the mortgage companies eyes, I was 30 days late for quite a while, I have a few late fees that I am now tacking on to the payment to get rid of them. When will this all look better on both sides?
jbarto, you can go for Blue from American Express® or Citi® Platinum Select® Card. These are having interest rates as low as 9.99% and 7.99% compared to that of other cards.
Thanks adonis, do you know if these guys offer cards to people with bad credit, I don't want to apply for a bunch and have the hard inquiries on my report because that would lower my score too. I am looking a head of time to see which to apply for.
Best bet is to get one of those Visa that you actually put money on the card yourself. I see Wal mart has them now. You can load them with your own cash and they work just like a credit card. I am doing this to use for web site purchases. Getting too risky out there.
No jbarto, those are specially for those with excellent credit.
oops sorry. I didn't relize that.
ben24, what is for people with excellent credit, I am not following you here, I was talking about the prepaid and the cards that want a high deposit to open an account. I can not afford that and would not pay it if I could. thanks for the post ben.
you are right not to pay that jabarto. Those high fees are outragageous and your better off with out a card like that.
Just think it is crazy, I refuse to pay it, if other people would do the same, they would not have a market for this craziness of high interest rates.
Thats how the rich become richer...Someday I am gonna be free of all the balony.
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