Posted on: 30th Aug, 2012 01:11 am
Hello… I pulled my Experian CR it shows that some creditors that were included in BK 7 Report every month. Not sure if this is something normal, it does show zero balance with a comment of included in BK7 discharge, but my concern is this effecting my credit score?? I did file dispute on my Car loan that was PIF ... Not sure if this cause some of the creditors to updated the "last report date". Can I also mail out some GW letters to some of my IIB account? Discharged 7/08
Hi Vermont!
Welcome to forums!
If it is showing zero balance, then you're not liable for any debt and I don't think it will affect your credit in any way. However, as far as I know, the items will remain in your credit report for 7 years like any other account.
Feel free to ask if you've further queries.
Sussane
Welcome to forums!
If it is showing zero balance, then you're not liable for any debt and I don't think it will affect your credit in any way. However, as far as I know, the items will remain in your credit report for 7 years like any other account.
Feel free to ask if you've further queries.
Sussane
Welcome Vermont,
I agree with Sussane that the account will have any negative impact on your score. Nevertheless, if you want, you can contact your lender/creditors and request them to remove the negative item from your credit report.
I agree with Sussane that the account will have any negative impact on your score. Nevertheless, if you want, you can contact your lender/creditors and request them to remove the negative item from your credit report.