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What is the difference between CalHFA & FHA

Posted on: 15th Dec, 2010 12:56 am
I will be a first time home buyer and my income is in the moderate guidelines. Please let me know what the main difference is with CalHfa regular 30 yr fixed and the government ins loan.

Thank you
Hi heatherm,

The California Housing Finance Agency (CalHFA) offers a mortgage for first time home buyers. If you're a resident of California and planning to purchase your first home, then you can go for this loan option. To know further about them, check out their official website: http://www.calhfa.ca.gov/homebuyer/ .

An FHA loan is a type of home mortgage which is insured by the Federal Housing Authority and are provided only by FHA-approved lenders. It is a type of federal assistance. These loans have always allowed lower income Americans to borrow money in order to buy a home which they won't have been able to purchase, otherwise.

Take care.
Posted on: 15th Dec, 2010 02:32 am
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