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mortgage payment

Anonymous
Posted on: 05th Jul, 2005 07:32 pm
can i have my mortgage payments deducted automatically from my checking or savings account each month?
Hi Guest

Welcome to MortgageFit forums

After you close your mortgage loan you have the option to enroll yourself in the automatic mortgage payment program. Your lender will ask you to supply a voided check or a saving account slip to set up the draft. Your payment will be debited on the predetermined day every month.

Hope you will find this information very useful.

Please feel free to write back with further queries.

Regards,
Jessica.
Posted on: 05th Jul, 2005 09:53 pm
i have credit card loans and personal loans. I also want to buy a home. what should i do so that I don't have to pay a large interest?
Posted on: 19th Jul, 2005 12:13 am
Hi Smith

Welcome to MortgageFit forum.

"i have credit card loans and personal loans. I also want to buy a home. what should i do so that I don't have to pay a large interest?"

You can buy your home by taking an offset mortgage loan which allows you to consolidate your debts due to credit cards, personal loans and the mortgage itself. Whatever you borrow in an offset mortgage, you are provided a lower rate of interest compared to the standard rates offered in case of credit cards and personal loans. The offset mortgage allows you to repay the loan as early as possible at lower rates of interest.

This will increase your savings to a large extent.

Wish to receive your feedback.

Regards,
Adonis
Posted on: 19th Jul, 2005 01:33 am
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