Posted on: 25th May, 2006 09:53 am
I own a house with some one else and we split, if he keeps the house and I do a quick claim deed, does that take my name off the mortgage and does any of that show a negative transaction on my credit
Hi Marie,
If you have already quit claimed your property in both of your kids' names, then they"ll have to give back the property to you so that you can apply for a loan against it. The title to the property must be in your name if you wish to qualify for the reverse mortgage. Since your kids do not want the property, so I don't think they will have objections regarding quit claiming the property back to you.
If you are interested to know more about Reverse Mortgage , read through the article on this topic.
Thanks,
Sara.
If you have already quit claimed your property in both of your kids' names, then they"ll have to give back the property to you so that you can apply for a loan against it. The title to the property must be in your name if you wish to qualify for the reverse mortgage. Since your kids do not want the property, so I don't think they will have objections regarding quit claiming the property back to you.
If you are interested to know more about Reverse Mortgage , read through the article on this topic.
Thanks,
Sara.
my ex-husband had me sign a quit claim deed under false pretenses.
the quit claim was not sign in the present of any witness and was not recorded or notarizied. my name is still on the deed and on the loan. he has since re-married. what legal right do i have to the property?
the quit claim was not sign in the present of any witness and was not recorded or notarizied. my name is still on the deed and on the loan. he has since re-married. what legal right do i have to the property?
Hi, as far my knowledge goes, yours is an invalid deed as it is not signed in presence of witness and not recorded or notarized even. So, you still have rights on the property just like any other home owner.
Hi Cindy,
Gneerally when a quit claim deed is signed over in the absence of any witness and thereafter it is not even recorded, the deed is not considered as valid. So, you retain all rights that you previously had on the property.
Thanks
Gneerally when a quit claim deed is signed over in the absence of any witness and thereafter it is not even recorded, the deed is not considered as valid. So, you retain all rights that you previously had on the property.
Thanks
what can i do about geting my mothers name of off are house deed.
her name and my name is on it
her name and my name is on it
Hi Becky,
Welcome to Mortgagefit forum.
As your mother's name is on the title of the property, she is the co-owner of the house. She will have to make a quit claim deed to transfer her interest in the house to you.
You should take advice from an attorney on how to correctly create the quit claim deed to include all necessary details about the transfer.
Colin
Welcome to Mortgagefit forum.
As your mother's name is on the title of the property, she is the co-owner of the house. She will have to make a quit claim deed to transfer her interest in the house to you.
You should take advice from an attorney on how to correctly create the quit claim deed to include all necessary details about the transfer.
Colin
My boyfriend bought a piece of land, paid cash and had it put in both our names. About a month later he decided to put the land in my name solely because he thought there may be an impending lawsuit brought against him in the future sometime. He signed a quit claim and signed the land in full to me. Less than a year later we had an argument and he told people I stole his land. It got nasty and he requested I sign a quit claim returning the land to him solely. After much ado, I finally signed the quit claim deed. That was about a year ago and to date he has never filed it or registered it. We got back together and now live in the house we built on this land. Ther eis no mortgage as he is a contractor and built this with his employees. We are again at a crossroad in our relationship and he states he no longer cares for me. He is now telling me I have to leave and I don't want to. I love this house and the area and all my furniture is in it. Nothing in this house is his except his clothes. I pay all the bills, electric, water, cable, groceries. He has been served with papers and there is a lawsuit against him from a previous partner who he claims was never his partner in business. If not registered with the proper authorities, how long is this unregistered quit claim good for? Does it ever expire? Do I have any rights or must I leave.
Judy, quit claim deed is valid up to the time grantor is alive, that means if he files it now, it will be valid.
Hi Judy,
Welcome to the forums.
Some states do not require the deed to be recorded in order to make it effective or valid. California is one such state where the deed need not be recorded. Some states may have a time frame for the deed to be recorded so that it can be valid. You need to enquire at the office of County Recorder or Register of Deeds regarding the time frame.
Thanks.
Welcome to the forums.
Some states do not require the deed to be recorded in order to make it effective or valid. California is one such state where the deed need not be recorded. Some states may have a time frame for the deed to be recorded so that it can be valid. You need to enquire at the office of County Recorder or Register of Deeds regarding the time frame.
Thanks.
how is it possible that someone could file for a quitclaim and find out that your told to ,leave your home when i have the original deed to my home and i own my home.i dont get it.i never signed a qiutdeed to anyone so how coukld they do that?
Hi Maj,
Welcome to Mortgagefit discussion board.
You never signed any quit claim deed giving up your home and now someone is claiming the house as his own showing you a deed for such a transfer?
Well it is a fraud then.
If you have the original deed with you & never signed on any quit claim deed then they must have forged your signatures.
Only forging your signature will not help as the deed needs to be signed & notarized in front of the notary public by the grantor that is you. But you have not signed any such thing anywhere. So they cannot get it recorded and until it is notarized & recorded it has no value.
You mentioned that they have filed the quit claim deed? It is not possible as it is not notarized yet. They must have lied. Just ask them to prove that they own the house. If they have legal proof they would be able to bring court orders to have the house vacated.
Do let me know if you have any other questions.
Thanks
Blue
Welcome to Mortgagefit discussion board.
You never signed any quit claim deed giving up your home and now someone is claiming the house as his own showing you a deed for such a transfer?
Well it is a fraud then.
If you have the original deed with you & never signed on any quit claim deed then they must have forged your signatures.
Only forging your signature will not help as the deed needs to be signed & notarized in front of the notary public by the grantor that is you. But you have not signed any such thing anywhere. So they cannot get it recorded and until it is notarized & recorded it has no value.
You mentioned that they have filed the quit claim deed? It is not possible as it is not notarized yet. They must have lied. Just ask them to prove that they own the house. If they have legal proof they would be able to bring court orders to have the house vacated.
Do let me know if you have any other questions.
Thanks
Blue
Hi Maj,
I think the person is doing some kind of illegal thing over here. You should get in touch with an attorney and explain what has happened.
If you haven't signed on a quit claim deed, and have the original deed with you, I think you will be able to get out of this problem with the help of the attorney.
Thanks,
James.
I think the person is doing some kind of illegal thing over here. You should get in touch with an attorney and explain what has happened.
If you haven't signed on a quit claim deed, and have the original deed with you, I think you will be able to get out of this problem with the help of the attorney.
Thanks,
James.
My sister is going through a divorce. Her husband convinced her that she couldn't afford to remain in the home they shared and therefore she should (and did) sign a quick claim deed to the husband. She was also under the impression that the house wasn't worth more than what they paid a few yrs ago. However, we now know that there is some equity in the home. Now the husband wants her to pay50 percent of all bills. Help!
If she is not on the title now then why she will be paying the bills?
Correct me if I am wrong. Her husband convinced her to quit claim her share, which she did. Now she is not on the title. So why she will be paying the bills?
Correct me if I am wrong. Her husband convinced her to quit claim her share, which she did. Now she is not on the title. So why she will be paying the bills?
Oh Janie, that's not at all fair. Her husband shouldn't be doing this when you never know what a person turns out to be. If your sister has signed a quitclaim deed, she is no longer the owner of the property. But I don't understand one thing. Why is her husband insisting on making the payments? Has she purchased something and haven't made any payment? If that I so, then the quitclaim does not affect such payments, if she has bought something, she needs to pay them. But I'm not sure what this payment is all about. What type of bills are they?