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Company Loan Type APR Est. Pmt.

Hike in rates for long term mortgages this week

Posted on: 09th Mar, 2006 12:33 pm
There was a steep hike in long term mortgage rates this week as found from the survey report of Freddie Mac. 30 year fixed rate mortgage has never been so high after September, 2003.

The survey shows that the rate for 30 year fixed mortgage was found at 6.37% this week compared to last week's 6.24%. The rate for 15 year mortgage also rose to 6% from 5.89% last week with the points for the both of them being at 0.6.

Frank Nothaft, vice president of Freddie Mac identified stronger-then-expected gains in the manufacturing and service industries, higher labor costs, inflation as some of the probable reasons behind this hike.

Bankrate.com's survey shows the rates for 30 year fixed mortgage has climbed to 6.45% while it is 6.09% for 15 year fixed rate mortgage. As per them, the increase in rates is due to the rising rates in the key overseas markets.
The rise in rates may slow down the pace of the housing industry. I am in Chicago where it was almost 6.63% this week.
Posted on: 09th Mar, 2006 12:45 pm
Here are the average rates for 30-year mortgage in some of the major cities this week -

New York - 6.41% with 0.2 point

Los Angeles - 6.48% with 0.51 point

San Francisco - 6.52% with 0.3 point

Dallas - 6.43% with 0.49 point

Washington, D.C. - 6.3% with 0.72 point.
Posted on: 09th Mar, 2006 01:08 pm
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