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Company Loan Type APR Est. Pmt.

Can I include child support as income for FHA loan?

Posted on: 08th Jun, 2007 09:02 pm
Also what would they need to see to document?
Hi Justme,

The income source which the FHA approved lenders consider includes child support apart from seasonal pay, retirement pension payments, VA benefits, social security income, alimony etc.

If you wish to discuss any more queries, please come up with it. I shall be happy to help you out.

Thanks
Posted on: 08th Jun, 2007 09:43 pm
Thanks. What type of documentation will they ask for to show my child
support?
Also with my income could I qualify for 135,000. I make 41,000 per year
gross. My debts are about 100.00 per month.
Posted on: 09th Jun, 2007 05:54 am
You need to show the copy of the court order for providing the monthly child support payments. You can contact the Child Support Enforcement Agency and get a print out of the child support payment history for the past 6 months at least.
Posted on: 09th Jun, 2007 09:42 am
Welcome Justme,

What is your state name? just asking because different states have different child support enforcement agencies and hence their contact numbers would vary.
Posted on: 09th Jun, 2007 09:48 am
Hi Justme,

"Also with my income could I qualify for 135,000. I make 41,000 per year
gross. My debts are about 100.00 per month."

Based on the details you provided, I calculated how much you would be able to qualify for and it is coming to $150,617. I assumed that it would be a 30 yr. loan with 6.5% rate and did not put the other details like taxes, insurance...

You can also check this calculator to get an estimate of the amount you can qualify for, this is the link - http://www.mortgagefit.com/calculators/howmuch-borrow.html

David
Posted on: 09th Jun, 2007 03:28 pm
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