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1st time $8000 HB credit qualification

Posted on: 20th Apr, 2009 10:19 am
If a first time homebuyer buys a fixer upper in late 2008 but
could not and did not occupy it until the massive repairs were completed which wasn't until Feb. 09, can they still qualify for the $8,000 first time homebuyer credit on their tax return rather than the $7,500 credit?
Only first-time home buyers are eligible. This is defined as not owning a home over the past 3 years. Here are other qualifications:


The home must be your principal residence.

Only homes purchased on or after January 1, 2009 and before December 1. 2009 qualify for the tax credit.

If the contract was singed before January 1st, then you may nto qualify for it.
Posted on: 23rd Apr, 2009 10:06 pm
if i bought a fixer upper for $40,000 and it took $30,000 in repairs to bring it to code, is the figure of $40,000 or the total of $70,000 used to calculate the credit.
Posted on: 30th May, 2009 08:55 pm
Only the 40,000 will be used to caculate the credit.
Posted on: 31st May, 2009 02:52 pm
When my wife and I got married in 1999, I sold my house in 2000 and moved in to hers. Now we have children and my wifes house is to small. Can I purchase a home, without her being on the deed or mortage, and qualify for the $8000 tax credit?
Posted on: 03rd Jun, 2009 07:24 pm
Hi Jesus,

If you have a good credit score and stable income, you will be able to get a loan in your name without your wife. As far as the first time homebuyers tax credit is concerned, you are eligible for it.

Thanks
Posted on: 03rd Jun, 2009 10:39 pm
Jesus Morales

Welcome to the forum.

You are in a little unique situation.

The rule for $8000 credit says that, neither the husband or the wife shoudl nto ahve owned the house in the last three years.

If you are married and your wifes name is on the deed, probably ti may disqulify you for this credit.

Probably its a good idea to call the goverment agency to verify this.

Good luck and feel free to ask


good luck and feel free to ask.
Posted on: 04th Jun, 2009 11:44 am
Jesus Morales

Welcome to the forum.

You are in a little unique situation.

The rule for $8000 credit says that, neither the husband or the wife shoudl nto ahve owned the house in the last three years.

If you are married and your wifes name is on the deed, probably ti may disqulify you for this credit.

Probably its a good idea to call the goverment agency to verify this.

Good luck and feel free to ask


good luck and feel free to ask.
Posted on: 04th Jun, 2009 11:45 am
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